Financial Incentives

Living in Hagerstown offers all the benefits of being part of a unique and vibrant community. If you're thinking of relocating, or you already call Hagerstown home, take a look at some of the opportunities to make city life easy on your wallet!

You may be able to save some cash by taking advantage of one or more of our incentive programs:

I want to buy my new home in Hagerstown.

Hagerstown Homeownership Program


Looking for your new home at a great price? Consider buying one of the City's completely renovated homes through the Homeownership Program.

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I already live in Hagerstown and want to apply for a Rehabilitation Loan or Grant.

Emergency Repair Grant Program

- Does your home need immediate repairs to avoid a life-threatening situation or health hazard? The City may be able to help.
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Maryland Housing Rehabilitation Program (MHRP)

- If you're interested in remodeling or improving your home or just need to meet code requirements, this may be the program for you! Grants and loans are available based on eligibility. Both homeowners and investment property owners may apply.
Homeowner Application   Investment Property Owner Application   MHRP Program Website

Neighborhood Facade and Exterior Enhancement Program

- Would you like to refresh the exterior appearance of your home? Start here!
Homeowner ApplicationInvestment Property Owner

Single Family Rehabilitation Loans and Residential Rental Rehabilitation Loans

- In need of comprehensive renovations to a single family structure or a multi-family structure? Your project may qualify for a low interest loan through the Department of Community and Economic Development. Loan funding is contingent upon Hagerstown Loan Review Authority approval and subject to funding availability. Federal CDBG income requirements apply. Please contact the Department of Community and Economic Development to request an application.

To Apply:

For full program information, please contact the Dept. of Community and Economic Development. We strongly encourage applicants to call before applying.

Department of Community and Economic Development

Business and Community Relations Division
301-739-8577 ext. 111
14 N. Potomac St. Suite 200 A
Hagerstown, MD 21740