The City offers multiple health care plans through the United Healthcare network. The plans offer coverage from 90% with deductible and co-pay to a high deductible plan with a Health Savings Account (City annually contributes $500 for employee only coverage, $750 for employee plus one, and $1000 for family coverage). Coverage levels are subject to using in-network providers. Prescription coverage is based on the medication prescribed. Prescription co-pays are based on the classification of the prescription drug. Co-pays are subject to a schedule based on the cumulative prescription cost per individual. Mail order is available for cost savings.
Employees can choose from two dental programs. The Level dental plan consists of the basic elements of preventive and restorative dentistry. Preferred dental provides enhanced benefits including periodontal and orthodontia treatment. Full-time active employees are covered by the Level dental plan at no cost. The Preferred plan is offered to employees with a required premium contribution. Both plans are available to dependents with the additional premium paid by the employee. If the preferred plan is selected, enrollment for two years is required.
A principal sum of 1 x annual base salary with an accidental death and dismemberment benefit of the same amount is available at no cost to all full-time active employees.
Voluntary Optional Benefits
City employees are eligible to enroll in several voluntary benefit plans. Vision, supplemental life (with a one-time guarantee issue of $150,000 for employee, $25,000 for spouse), critical illness, long term disability, and accident insurance are offered to employees at discounted group rates. The employee pays 100% of the premium.